this is a modders resource to add banks to each capital, with cause and effect and variable deposit and loan interest rates.
The file comes ready fro use with modmerger and uses modmerger options page. manual install instructions are supplied in the python files.

Taleworlds forum thread here

FEATURES
•    Base interest rates for deposits and loans
•    Base rates are then modified to a variable rates. The following factors apply
    -    A centers prosperity
    -    Relation to center affect's rates
    -    If loan repayments are missed this affect's rates
    -    Faction relations affect rates and deposit's
•    If relation with lord is to low random chance of him taxing deposits
•    Interest rates affected directly by ratio of deposit size to center wealth
•    Bank only available in capitals
•    XGM mod option - set base interest rate.
•    War between your faction and banks faction results in a war tax being applied to deposits.
•    Centers being be-sieged can tax a deposit for defense of center.
•    Being part of different faction effects interest rates.
•    Repayments are required within a period of 30 days failure to make this deadline has consequences for relations, debt, and deposits.
•    A centers ideal prosperity and its actual prosperity are takin into account for calculations.
•    The wealth of a center is also used when looking at the interest rate for deposits.
•    loans and deposits affect a centers wealth and prosperity

Version Info
•    2.1   
    o    Fixed faction banking menu appearing on castles

Feedback, questions and/or possible ways to improve are welcome, please see the forum thread.

CREDIT
No permission required, just give me credit, and feel free to use it in your mods. I would be
happy to receive a message if used in any mods. 

Do not redistribute in any form, in any commercial form or sell in any