Requirements: ArchiveXL, TweakXL and Equipment-EX as optional.
Beside those mods I would recommend to use any mod which allows you to hide hair or whole body such as Invisible V or Appearance Creator Mod
An example how it may look when you take photos combine two and have no clipping on the final result

Game.AddToInventory("Items.wingdeer_johnaugust_cathoodie_01")
Game.AddToInventory("Items.wingdeer_johnaugust_cathoodie_02")
Game.AddToInventory("Items.wingdeer_johnaugust_cathoodie_03")
Game.AddToInventory("Items.wingdeer_johnaugust_cathoodie_04")
Game.AddToInventory("Items.wingdeer_johnaugust_cathoodie_05")
Game.AddToInventory("Items.wingdeer_johnaugust_cathoodie_06")
Game.AddToInventory("Items.wingdeer_johnaugust_cathoodie_07")
Game.AddToInventory("Items.wingdeer_johnaugust_cathoodie_08")
Game.AddToInventory("Items.wingdeer_johnaugust_cathoodie_09")
Game.AddToInventory("Items.wingdeer_johnaugust_cathoodie_10")
Game.AddToInventory("Items.wingdeer_johnaugust_cathoodie_11")
P.S Does not really need refitting as long as chest submesh is hidden, some refits to match possible body shapes have been done tho. Don't ask for more refits, report if see issues with current.
Don't forget to check wingdeer's ko-fi if you would like to have some more nice things to wear.
https://ko-fi.com/wingdeer5
I also have ko-fi here in case you wanna ask me to create something not as a modification.
If you want to use it in your NPV, it is allowed. Do not reupload without permission on any websites.