This mod is included in Yukichigai Unofficial Patch - YUP
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This bug fix is included in Yukichigai's Unofficial Patch (YUP) If you're looking for a single file that fixes all your bugs, why not give YUP a shot?
---------- There's a bug with Santiago's dialogue, wherein you will be unable to collect his debt as part of the Debt Collector quest. If you convince Old Ben to work as a prostitute for the Atomic Wrangler, the dialogue options for collecting Santiago's debt will be unavailable. Even worse, you wind up stuck in a dialogue tree where you have no choice but to pay Santiago for the discount password to Mick & Ralph's.
This bug is caused by what looks like a ''cover your ass'' code condition placed in the dialogue options in question. It is not necessary to ensure the quest functions properly, and so this bugfix removes it.