This is a small Modification that Makes Ghoul Eyes and Raider Eyes Usable by the Default Playable Races of FO3, for Caucasian, Asian, African American, and Hispanic Races. Works for both Male and Female Characters. 

It took me about 6 hours to figure out why I couldn't use them and how to make the game allow it, but anyway here it is.

to install copy the .esp into your FO3 data folder, check the box next to Ghoul & Raider Eyes Playable.esp in FOMM or under Data in FO3 Launcher.

To Remove delete the .esp

Note:
This works when starting a New Game, if you load a Save Game you'll have to use the console command ShowRaceMenu
To get Ghoul or Raider eyes you'll have to select your Race then click Next, click Customize, and finally click Eye Color.